Filing a claim over your insurance is often preceded by a painful event in your life.
Filing a claim over your insurance is often preceded by a painful event in your life. And because of hassles associated with this process, it is seen as the last thing anybody wants to do. Or in other words, we can say, to file a claim on insurance is like a fight which rarely anyone prefers to have in life. But to avoid some problems in future, you can take time to time precautionary steps in the whole process to ensure satisfaction at the time of claim.
Your Financial planning advisor pays a most important role here.
He is the one who gives you complete details about the cover which
can save you from hassles. There are certain things which you need to
ensure from your planner while selecting a policy. Like, what your
policy actually covers and what not? After that what it requires? It is
recommended to understand all the rules and regulation of policy before
opting it.
What you need to file a strong claim appeal:
• Evidence from your doctor to ensure that actually, you were getting medical treatment.
• Evidence about why the insured person takes medical assistance.
• Evidence regarding why the insured person goes out of network for care.
Apart
from this, there’s some essential list that required to lodge your
claim like Your policy number, type of policy, list of lost items, proof
in the form of pictures (in the case of car insurance or other),
written proofs as above mentioned etc.
While there are some other
factors too, which is recommended not to do when making a claim such as
admit liability, dispose of damaged goods and authorize repairs. So,
keep these little tips in your mind and get your claims cleared
speedily.
